Find the health coverage that's perfect for your situation.
I'm Joseph Citrola, a licensed agent with US Health Advisors. I specialize in coverage for healthy, lower-risk individuals and families — so the better you take care of yourself, the more you save and the better your benefits.

Healthy living should pay you back.
The right health plan isn't the most expensive one — it's the one that fits your life. If you're healthy and low-risk, you shouldn't be overpaying. Here's how I make sure you don't.
Lower risk, lower rates
If you're healthy, you're a lower risk to insure — and your premium should reflect that. I find plans that reward your good health instead of overcharging for it.
Better coverage, less waste
Stop paying for benefits you'll never use. We build coverage around your real situation, so more of your money goes toward protection that matters.
Matched to your situation
Healthy or managing a condition, single or a family of five — there's a right plan for everyone. My job is to find the one that's perfect for you.
Whatever your situation, there's coverage built for it.
These are the people I work with most. If one sounds like you, let's find your plan.
Healthy individuals
Take care of yourself? Your insurance should reward it. Get coverage priced for low-risk, healthy living.
Families
Protect the people who depend on you with dependable, budget-friendly plans built around your family's needs.
Self-employed & 1099
No employer plan? I help business owners, freelancers, and contractors get covered without the marketplace runaround.
Between coverage
Lost group coverage or waiting on a new plan? I'll help you bridge the gap quickly and affordably.

A licensed agent who treats your family like his own.
I got into this business for one reason: my own family was getting ripped off on health coverage, and I knew there had to be a better way. That search led me to US Health Advisors — and to plans built for healthy people, where taking care of yourself earns you lower rates and better coverage.
Not only have I personally helped over 300 families find better health coverage — I was also awarded the A.C.E.S. Award by US Health as the company's best training leader.
Licensed in 28 states.
Wherever you are across these states, I can help you find the coverage that fits.
- Alabama
- Arkansas
- Colorado
- Florida
- Georgia
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maryland
- Mississippi
- Montana
- Nebraska
- Nevada
- North Carolina
- Ohio
- Oklahoma
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- West Virginia
- Wisconsin
- Wyoming
Real people. Real peace of mind.
I'm grateful for every family I get to work with. If I've helped you, I'd be honored if you left a quick Google review.
“Joseph made the whole process simple and saved us money every month. He actually explained what we were paying for.”
“As a 1099 contractor I had no idea where to start. He found me coverage that fit my budget in one call.”
“Honest, responsive, and no pressure. I finally feel like someone is on my side with insurance.”
Ready for coverage that actually fits?
Get a free, no-obligation quote in minutes. Tell me your situation and I'll handle the rest.
